Retirement Accounts

No matter if retirement is just around the corner or far over the horizon, a tax-advantaged IRA from Four Points Federal Credit Union helps you save for when it’s time.

See if one of our IRAs is right for your situation each IRA offers the following benefits.

  • Generous limits
  • No minimum balance
  • No hidden charges
Traditional IRA

A Traditional Individual Retirement Account can help ensure that you’re ready for what comes next when it’s time to retire. A Traditional IRA from Four Points offers the following benefits.

  • Grow your retirement funds through dividend-earning special savings accounts or IRA Term Certificates
  • Track your saving progress through Online Banking
  • Option to convert Traditional IRA to a Roth IRA
  • Consult your financial advisor for additional Traditional IRA tax information

Disclosures
Certain qualifications and exceptions apply. Rates subject to change. Fees may reduce earnings.

Roth IRA

A Roth Individual Retirement Account from Four Points Federal Credit Union comes with unique advantages.

  • Grow your retirement funds through special savings accounts or IRA Term Certificates
  • You can convert your Traditional IRA to a Roth IRA
  • In some cases, Roth IRA funds can be used to cover home-buying and higher education costs
  • Track your saving progress through Online Banking
  • Consult your financial advisor for more Roth IRA tax information.

Disclosures
Certain qualifications and exceptions apply. Rates subject to change. Fees may reduce earnings.

Product Amount Rate APY
IRA Savings $1,000 or more 0.200% 0.20%
  Below $1,000 0.100% 0.10%

Disclosures
API is Annual Percentage Yield.