Certificates

FOUR POINTS IS NOW COMMUNITYAMERICA CREDIT UNION

As of September 1, 2026, Four Points Federal Credit Union is now part of CommunityAmerica Credit Union. Together, we’re building on more than 90 years of trusted service with greater financial strength, more resources and more ways to support your financial well-being.

Ready to make more of your savings? Open a new Share Certificate with CommunityAmerica and enjoy competitive fixed rates and flexible terms to help your money grow. Plus, your certificate could help increase your share of our Profit Payout.*

*Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. The average profit payout received in 2026 was $71, members with a mortgage received an average of $264. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient. Names, photos and amounts used in testimonials reflect real customer experiences but may have been edited for clarity and length.