Personal Loans

At Four Points Federal Credit Union, we offer personal loans with attractive, affordable interest rates. Once approved, you have the freedom to use the funds however you choose, with no strings attached. Plus, we provide relaxed and flexible repayment plans, ensuring you have plenty of choices to manage your payments comfortably.

No collateral is required, though the borrower’s financial history is taken into consideration. This type of loan typically has a higher interest rate than a Home Equity Loan.

Similar to a credit card, you have access to a specified amount of money that you can draw on whenever you need it. You pay interest only on the amount actually borrowed.