Skip-A-Pay
A little tight this month?
Buy yourself a little extra breathing room.
Sometimes life comes at you fast and you get hit with out-of-the-blue medical, education or home repair expenses. And sometimes you want to carve out extra cash for a trip, a big purchase, or something else special. At Four Points Federal Credit Union, eligible members can delay one loan payment by one month.
HOW IT WORKS:
- The next available due date on your loan will be delayed, as long as your request is submitted at least 3-4 days before your incoming payment.
- Members can “skip” an eligible loan payment once every 12 months.
- Interest will continue to accrue at the normal rate.
EXCLUSIONS:
- Excludes loans secured by real estate, credit cards, lines of credit, and single-payment loans.
- Requests for future month payment skips cannot be processed.
HOW TO APPLY:
- Download and complete the Skip-A-Pay form or submit a request within online banking under the Move Money/Skip Payment option.
- The $50 processing fee can either be enclosed with your application, debited from your Four Points account, or added to your loan balance.
- Email the completed form to contact@fourpointsfcu.org.
Disclosures
Some exceptions and restrictions may apply. Please read Skip-A-Pay form for complete program details and fee information.
